All calculators updated for Budget 2026 (effective 1 March 2026)

SARS Tax Calculators South Africa — Free Tools for 2026/2027

Free, accurate tax calculators for South Africa — all updated for the 2026/2027 tax year (1 March 2026 – 28 February 2027) using verified SARS Budget 2026 rates. Find your calculator below or use the quick finder.

Budget 2026 rates SARS-sourced figures No registration required Estimates only — consult a practitioner for your actual tax
I'm an employee / individual

Income tax, PAYE, take-home pay, UIF, medical credits, RA saving

Jump to individual calculators → I own a business

Company tax, SBC, turnover tax, VAT, provisional tax

Jump to business calculators → I own property / investments

CGT, rental income, estate duty, donations tax

Jump to property & investment calculators →
Income tax PAYE/take-home CGT VAT Provisional tax RA saving Medical credit UIF Lump sum tax Company tax SBC Donations tax SDL

All calculators provide estimates based on SARS Budget 2026 rates. Individual tax liability depends on your specific circumstances. Calculators do not constitute tax advice — consult a registered tax practitioner for accurate assessment.

Income Tax & PAYE Calculator 2026/2027

Calculate your annual income tax liability, monthly PAYE deduction, and take-home pay — using the official SARS 2026/2027 tax brackets and rebates. Includes retirement fund deductions, medical credits, travel allowance, and UIF.

Individual and employee calculators

Tax calculators for employees, pensioners, and individuals managing their personal tax affairs.

Income Tax Calculator

Calculate your annual income tax, PAYE, and take-home pay. Uses the 2026/2027 brackets, rebates, and medical credits.

Inputs: Salary, age, RA contributions, medical aid members, travel allowance
18%–45% progressive; primary rebate R17,820
Source: SARS Budget 2026 FAQ
Calculate income tax →

Retirement Annuity (RA) Tax Saving Calculator

Calculate how much tax you save by contributing to a retirement annuity or pension fund.

Inputs: Annual salary, RA contribution amount, marginal tax rate
RA cap: R430,000/year or 27.5%
Source: SARS Budget 2026 FAQ
Calculate RA tax saving →

Medical Scheme Fees Tax Credit Calculator

Calculate your monthly and annual medical scheme fees tax credit (Section 6A) and additional medical expenses credit (Section 6B).

Inputs: Number of members, age, monthly scheme contribution, out-of-pocket expenses
R376/month (member + 1st dep); R254/m add.
Source: SARS Budget 2026 FAQ
Calculate medical credit →

UIF Contribution & Benefit Calculator

Calculate your monthly UIF contribution, or estimate your UIF benefit payout if unemployed.

Inputs: Monthly gross salary, contribution history, claim type
1% contribution; 38%–60% benefit IRR; ceiling R17,712/m
Source: SARS — UIF
Calculate UIF →

Travel Allowance PAYE Calculator

Calculate how much PAYE is deducted from your travel allowance, and how to calculate your travel deduction at year-end.

Inputs: Monthly travel allowance, estimated business km, vehicle cost
PAYE on 80% (or 20%); rate R4.95/km
Source: SARS PAYE-GEN-01-G03
Calculate travel allowance tax →

Retirement Lump Sum Tax Calculator

Calculate tax on a withdrawal (resignation) or retirement/severance lump sum payout.

Inputs: Lump sum amount, scenario, prior lump sums
R27,500 (withdrawal) vs R550,000 (retirement) tax-free
Source: SARS Budget 2026 FAQ
Calculate lump sum tax →

Business and employer calculators

Tax calculators for companies, sole proprietors, employers, and VAT vendors.

Company Tax Calculator (CIT)

Calculate your company's income tax at the standard 27% CIT rate.

Inputs: Taxable income (after deductions)
27% flat (Budget 2026: no change)
Source: SARS Budget 2026 FAQ
Calculate company tax →

Small Business Corporation (SBC) Calculator

Calculate your tax if your company qualifies as an SBC — using the lower progressive SBC rates instead of the 27% flat rate.

Inputs: Taxable income, SBC qualification confirmation
0% / 7% / 21% / 27% (four brackets)
Source: SARS Budget 2026 FAQ
Calculate SBC tax →

Turnover Tax Calculator

Calculate Turnover Tax for qualifying micro businesses with annual turnover up to R2.3 million (from 1 March 2026).

Inputs: Annual turnover
0% / 1% / 2% / 3%
Source: SARS Small Businesses page (March 2026)
Calculate Turnover Tax →

VAT Calculator

Calculate VAT on a transaction — either add 15% to a VAT-exclusive price, or extract VAT from a VAT-inclusive price.

Inputs: Amount, direction (add VAT / extract VAT)
15% standard rate
Source: SARS — VAT
Calculate VAT →

PAYE Calculator

Calculate the PAYE to deduct from an employee's salary each month, including UIF and SDL.

Inputs: Employee gross salary, age, RA, medical aid members
Income tax brackets + R376 medical + 1% UIF + 1% SDL
Source: SARS Budget 2026 FAQ / PAYE-GEN-01-G01
Calculate take-home PAYE →

SDL Calculator

Calculate your monthly Skills Development Levy and your estimated annual mandatory SETA grant entitlement.

Inputs: Monthly total payroll
1%; exempt if annual payroll < R500,000
Source: SARS; HWSETA
Calculate SDL →

Provisional Tax Calculator

Calculate your provisional tax payments (IRP6) — for individuals and companies with non-salaried income.

Inputs: Est. taxable income, prior year tax, est. deductions
Income tax brackets (ind) or 27% CIT
Source: SARS — Provisional Tax
Calculate provisional tax →

Property and investment calculators

Calculate capital gains, estate duty, and donations tax on property sales, estates, and lifetime gifts.

Capital Gains Tax (CGT) Calculator

Calculate your capital gains tax on the sale of shares, property, or other capital assets.

Inputs: Proceeds, base cost, asset type, primary residence
Annual exclusion R50,000; inclusion rate 40%
Source: SARS Budget 2026 FAQ
Calculate CGT →

Estate Duty Calculator

Estimate estate duty on a deceased estate.

Inputs: Net estate value, bequests to spouse/PBOs
Abatement R3,500,000; 20% / 25%
Source: SARS — Estate Duty
Calculate estate duty →

Donations Tax Calculator

Calculate donations tax on gifts made during the tax year.

Inputs: Total donations, donor type
Exemption R150k (natural person); 20% / 25%
Source: SARS Budget 2026 FAQ
Calculate donations tax →

Rental Income Tax Calculator

Estimate the income tax on net rental income from residential or commercial property.

Inputs: Gross rental income, allowable deductions, personal income
Taxed at your marginal income tax rate
Source: SARS — Rental Income
Calculate rental tax →

Rates and figures used in all calculators (2026/2027)

All calculators on this page use the following official SARS rates for the 2026/2027 tax year (1 March 2026 – 28 February 2027), sourced from the SARS Budget 2026 FAQ.

Income tax brackets (2026/2027):

Taxable income Rate
R0 – R245,10018%
R245,101 – R383,100R44,118 + 26% above R245,100
R383,101 – R530,200R79,998 + 31% above R383,100
R530,201 – R695,800R125,599 + 36% above R530,200
R695,801 – R887,000R185,215 + 39% above R695,800
R887,001 – R1,878,600R259,783 + 41% above R887,000
Above R1,878,600R666,339 + 45% above R1,878,600

Source: SARS Budget 2026 FAQ — sars.gov.za (25 February 2026). First inflationary adjustment since 2023/24 — brackets adjusted 3.4%.

Rebates and thresholds:

RebateAmountAge group
Primary rebateR17,820All taxpayers under 65
Secondary rebateR9,765Age 65–74
Tertiary rebateR3,249Age 75+
Tax-free thresholdAmountAge group
Under 65R99,000—
Age 65–74R153,100—
Age 75+R171,550—

Source: SARS Budget 2026 FAQ

Other key rates:

Item Rate / Amount Source
Medical credit — member / first dependantR376/month Budget 2026SARS Budget 2026 FAQ
Medical credit — each additional dependantR254/month Budget 2026SARS Budget 2026 FAQ
Retirement fund deduction capR430,000/year or 27.5% of remuneration (lower of)SARS Budget 2026 FAQ
UIF employee contribution1% of remuneration; ceiling R17,712/monthSARS (confirmed)
CGT annual exclusion (individuals)R50,000SARS Budget 2026 FAQ
CGT inclusion rate (individuals)40%SARS Budget 2026 FAQ
CGT primary residence exclusionR3,000,000 Budget 2026SARS Budget 2026 FAQ
Donations tax annual exemptionR150,000 (natural persons, 2026/2027) Budget 2026SARS Budget 2026 FAQ
Donations tax rate20% (≤ R30m cumulative); 25% (above R30m)SARS Budget 2026 FAQ
Estate duty abatementR3,500,000SARS
Estate duty rate20% (first R30m); 25% (above R30m)SARS
VAT rate15%SARS
CIT rate27%SARS Budget 2026 FAQ
SDL rate1% of leviable amount; exempt if annual payroll < R500,000SARS
Travel reimbursement rateR4.95/km (from 1 March 2026) Budget 2026SARS Budget 2026 FAQ
Important: Rates are reviewed annually after the Budget Speech. Always verify the current rates at sars.gov.za before relying on any tax calculation.

Frequently Asked Questions

All calculators on this page use the official SARS 2026/2027 rates sourced from the SARS Budget 2026 FAQ (published 25 February 2026 and updated thereafter). The 2026/2027 tax year runs from 1 March 2026 to 28 February 2027. PAYE deductions using the new rates took effect from March 2026 salaries. Tax brackets were adjusted 3.4% for inflation — the first such adjustment since 2023/24.
Tax calculator estimates may differ from your payslip for several reasons: your employer may be applying a tax directive; you may have fringe benefits, bonuses, or deductions not captured in the calculator; your employer may be using a different calculation method for allowances or medical credits. For an exact explanation, check with your payroll department or consult a registered tax practitioner.
Your marginal tax rate is the rate that applies to your last (highest) rand of income — it is the rate of the bracket your top income falls into. Your effective tax rate is your total tax as a percentage of your total income — always lower than the marginal rate because lower income slices are taxed at lower rates. For example, a taxpayer earning R400,000 has a marginal rate of 31% but an effective rate of around 16%.
Contributions to a pension, provident, or retirement annuity fund reduce your taxable income before PAYE is calculated. For the 2026/2027 tax year, you can deduct up to 27.5% of your remuneration or taxable income (whichever is higher), subject to an annual cap of R430,000. Every R1,000 contributed saves you tax at your marginal rate — so a taxpayer in the 31% bracket saves R310 on every R1,000 contributed.
Capital gains tax is calculated as: (proceeds minus base cost) = capital gain; minus the annual exclusion (R50,000 for individuals in 2026/2027); times the inclusion rate (40% for individuals); equals taxable gain. The taxable gain is added to your other taxable income and taxed at your marginal rate. The maximum effective CGT rate for individuals is 18% (40% × 45%).
These calculators provide estimates — they are not a substitute for your actual SARS eFiling return. Your official tax liability is determined by SARS based on your actual income, deductions, third-party data (IRP5, IT3 certificates), and the information on your submitted ITR12 return. Use these calculators to understand your position before filing, not as a final figure.

Related guides

Income & PAYE

Property & Wealth

Business & Employers

Disclaimer and sources

All tax calculators on this page provide estimates only, based on SARS Budget 2026 rates. Individual tax liability depends on your specific circumstances, income sources, deductions, and SARS assessments. Calculator results do not constitute tax advice. For tax advice specific to your situation, consult a registered tax practitioner.
  1. SARS Tax Rates & Budget Info — sars.gov.za/tax-rates/ (Income tax brackets, rebates, CGT, RA cap, medical credits)
  2. SARS — UIF contributions — sars.gov.za/types-of-tax/unemployment-insurance-fund/
  3. SARS — Skills Development Levy (SDL) — sars.gov.za/types-of-tax/skills-development-levy/
  4. SARS — Value-Added Tax (VAT) — sars.gov.za/types-of-tax/value-added-tax/

Rates reviewed and updated: March 2026. Next review: after Budget Speech February 2027.